It truly is A Wonderful Life. 2008 is here and it offers the best home-buying market in 20 years. You wouldn’t know it from watching the evening news with Nigel Negative, so let’s set the record straight:

• Interest rates are at historic lows and are expected to decline further in the next 30 to 60 days.
• America’s housing inventory is at a record high, and with it comes the best real-estate bargains in decades.
• Your options have never been more plentiful. Regardless of your budget, desired location and home demands and preferences, we quickly can find a perfect fit at a can’t-resist price.

Whether you’re a first-time buyer, a move-up buyer, a downsizer or an investor, it’s prime time for house hunting.

Case in Point: John and Mary recently put their West Park home on the market. They wanted to move to Westlake, near Mary’s parents. They plan on having a baby and wanted grandma and grandpa nearby. They also wanted to take full advantage of today’s incredible home-buying market. Who could blame them? The same dream home they couldn’t afford not too long ago, now was available for significantly less. Here’s their bottom-line in a nutshell:

• The cost of upgrading in a red-hot home-buying market:
  $15,000 savings;
• The cost of landing their dream house:
  Not much more per month with today’s prices and record-low interest rates ─ and most of it’s tax deductible.
• The cost of living next door to grandma and grandpa:
  Priceless.